CAROLINA ORTHOPAEDIC & NEUROSURGICAL ASSOCIATES EMPLOYEE BENEFIT PLAN
CAROLINA ORTHOPAEDIC & NEUROSURGICAL ASSOCIATES
Fully-insured — on this filing, the benefits are provided through an insurance contract (the filer marked the insurance box and not the general-assets or trust boxes). An insurer bears the claims risk; the employer pays premiums.
This describes the whole filing's benefit arrangement (Form 5500 line 9b). The filing bundles a health benefit (4A) with others, so an individual benefit could be funded differently — confirm yours below or on Schedule A. To confirm how YOUR coverage is funded, read the plan's Summary Plan Description (SPD) or the original DOL EFAST filing.
What this means for you
A fully-insured benefit is backed by an insurance company, so your state's insurance law generally does apply on top of federal ERISA — your state insurance commissioner's complaint and external-review process is generally available to you if a claim is denied. State-mandated health benefits also generally apply.
General information about how ERISA plan funding affects which rules apply — not legal advice. Your rights depend on your specific plan and benefit.
- Sponsor (employer)
- CAROLINA ORTHOPAEDIC & NEUROSURGICAL ASSOCIATES
- Sponsor EIN
- 57-0510670
- Plan number
- 501
- Total participants (BOY)
- 203
- Plan administrator
- CAROLINA ORTHOPAEDIC & NEUROSURGICAL ASSOCIATES (same as sponsor)
- Location filed
- SPARTANBURG, SC
Benefits reported on this filing
The Form 5500 welfare benefit codes (line 8b) the employer marked. A single filing commonly bundles several.
- 4A Health (other than dental or vision)
- 4B Life insurance
- 4D Dental
- 4E Vision
- 4F Temporary disability (accident & sickness)
- 4H Long-term disability
- 4Q Other
What this is — and isn't
This page reproduces a recorded ERISA filing: what CAROLINA ORTHOPAEDIC & NEUROSURGICAL ASSOCIATES reported to the U.S. Department of Labor on Form 5500 for plan year 2023. The funding label is derived from the employer's own line-9b boxes. Every figure is shown as filed and may include filer data-entry errors (a participant count, for instance, can be implausibly large if mistyped); we reproduce the record rather than correct it. It is not a rating of the plan, not legal or benefits advice, and not a substitute for the plan's Summary Plan Description. For your specific coverage and current details, contact the plan administrator or read the SPD; to verify this record, search the original filing at DOL EFAST.
Structured facts: /plans/carolina-orthopaedic-neurosurgical-associates-carolina-orthopaedic-neurosurgical-associate-570510670-501.jsonld