Is this benefit plan self-funded or fully-insured?

Fully-insured — on this filing, the benefits are provided through an insurance contract (the filer marked the insurance box and not the general-assets or trust boxes). An insurer bears the claims risk; the employer pays premiums. This is derived from the employer's own line-9b boxes on the Form 5500 and describes the whole filing, not the health benefit alone. Confirm via the plan's Summary Plan Description or the DOL EFAST filing.

How many participants does the plan cover?

14,120 total participants at the start of plan year 2023, per the filing.

Who administers the plan?

The plan administrator is the sponsor, CONSOLIDATED EDISON COMPANY OF NEW YORK, INC..

BUSINESS TRAVEL ACCIDENT INSURANCE

Name: CONSOLIDATED EDISON COMPANY OF NEW YORK, INC. — BUSINESS TRAVEL ACCIDENT INSURANCE (Form 5500, 2023)
Creator: CONSOLIDATED EDISON COMPANY OF NEW YORK, INC.
Published: 2026-06-22T14:35:35.708114+00:00

CONSOLIDATED EDISON COMPANY OF NEW YORK, INC.

Fully-insured 14,120 participants · plan year 2023

Fully-insured — on this filing, the benefits are provided through an insurance contract (the filer marked the insurance box and not the general-assets or trust boxes). An insurer bears the claims risk; the employer pays premiums.

This describes the whole filing's benefit arrangement (Form 5500 line 9b); this filing does not report a standalone health benefit (code 4A) — see the benefit list below. To confirm how YOUR coverage is funded, read the plan's Summary Plan Description (SPD) or the original DOL EFAST filing.

What this means for you

A fully-insured benefit is backed by an insurance company, so your state's insurance law generally does apply on top of federal ERISA — your state insurance commissioner's complaint and external-review process is generally available to you if a claim is denied.

General information about how ERISA plan funding affects which rules apply — not legal advice. Your rights depend on your specific plan and benefit.

Sponsor (employer): CONSOLIDATED EDISON COMPANY OF NEW YORK, INC.
Sponsor EIN: 13-5009340
Plan number: 512
Total participants (BOY): 14,120
Plan administrator: CONSOLIDATED EDISON COMPANY OF NEW YORK, INC. (same as sponsor)
Location filed: NEW YORK, NY

Benefits reported on this filing

The Form 5500 welfare benefit codes (line 8b) the employer marked. A single filing commonly bundles several.

4L Death benefits (other than life insurance)

What this is — and isn't

This page reproduces a recorded ERISA filing: what CONSOLIDATED EDISON COMPANY OF NEW YORK, INC. reported to the U.S. Department of Labor on Form 5500 for plan year 2023. The funding label is derived from the employer's own line-9b boxes. Every figure is shown as filed and may include filer data-entry errors (a participant count, for instance, can be implausibly large if mistyped); we reproduce the record rather than correct it. It is not a rating of the plan, not legal or benefits advice, and not a substitute for the plan's Summary Plan Description. For your specific coverage and current details, contact the plan administrator or read the SPD; to verify this record, search the original filing at DOL EFAST.

Structured facts: /plans/consolidated-edison-company-of-new-york-inc-business-travel-accident-insurance-135009340-512.jsonld