NECA-IBEW DRUG FREE WORKFORCE PROGRAM TRUST
NECA-IBEW DRUG FREE WORKFORCE PROGRAM TR PROGRAM TRUST
Self-funded — on this filing, benefits are paid from the employer's general assets or a benefit trust (the filer marked general-assets/trust and not insurance). The plan sponsor bears the claims risk; there may be stop-loss insurance behind it that the form does not show.
This describes the whole filing's benefit arrangement (Form 5500 line 9b); this filing does not report a standalone health benefit (code 4A) — see the benefit list below. To confirm how YOUR coverage is funded, read the plan's Summary Plan Description (SPD) or the original DOL EFAST filing.
What this means for you
A self-funded plan pays claims from the employer's own funds and is governed by federal ERISA, not state insurance law. State insurance mandates and your state insurance commissioner's complaint/external-appeal process generally do not apply to a self-funded benefit — if a claim is denied, your recourse is the plan's internal appeal and then the U.S. Department of Labor (EBSA), not your state regulator.
General information about how ERISA plan funding affects which rules apply — not legal advice. Your rights depend on your specific plan and benefit.
- Sponsor (employer)
- NECA-IBEW DRUG FREE WORKFORCE PROGRAM TR PROGRAM TRUST
- Sponsor EIN
- 26-0086997
- Plan number
- 501
- Total participants (BOY)
- 3,537
- Plan administrator
- NECA-IBEW DRUG FREE WORKFORCE PROGRAM TR PROGRAM TRUST (same as sponsor)
- Location filed
- SAN DIEGO, CA
Benefits reported on this filing
The Form 5500 welfare benefit codes (line 8b) the employer marked. A single filing commonly bundles several.
- 4Q Other
What this is — and isn't
This page reproduces a recorded ERISA filing: what NECA-IBEW DRUG FREE WORKFORCE PROGRAM TR PROGRAM TRUST reported to the U.S. Department of Labor on Form 5500 for plan year 2023. The funding label is derived from the employer's own line-9b boxes. Every figure is shown as filed and may include filer data-entry errors (a participant count, for instance, can be implausibly large if mistyped); we reproduce the record rather than correct it. It is not a rating of the plan, not legal or benefits advice, and not a substitute for the plan's Summary Plan Description. For your specific coverage and current details, contact the plan administrator or read the SPD; to verify this record, search the original filing at DOL EFAST.
Structured facts: /plans/neca-ibew-drug-free-workforce-program-tr-program-trust-neca-ibew-drug-free-workforce-progr-260086997-501.jsonld