YOUABLE EMOTIONAL HEALTH LIFE & DISABILITY PLAN
YOUABLE EMOTIONAL HEALTH
Fully-insured — on this filing, the benefits are provided through an insurance contract (the filer marked the insurance box and not the general-assets or trust boxes). An insurer bears the claims risk; the employer pays premiums.
This describes the whole filing's benefit arrangement (Form 5500 line 9b); this filing does not report a standalone health benefit (code 4A) — see the benefit list below. To confirm how YOUR coverage is funded, read the plan's Summary Plan Description (SPD) or the original DOL EFAST filing.
What this means for you
A fully-insured benefit is backed by an insurance company, so your state's insurance law generally does apply on top of federal ERISA — your state insurance commissioner's complaint and external-review process is generally available to you if a claim is denied.
General information about how ERISA plan funding affects which rules apply — not legal advice. Your rights depend on your specific plan and benefit.
- Sponsor (employer)
- YOUABLE EMOTIONAL HEALTH
- Sponsor EIN
- 41-0962511
- Plan number
- 503
- Total participants (BOY)
- 136
- Plan administrator
- YOUABLE EMOTIONAL HEALTH (same as sponsor)
- Location filed
- RICHFIELD, MN
Benefits reported on this filing
The Form 5500 welfare benefit codes (line 8b) the employer marked. A single filing commonly bundles several.
- 4B Life insurance
- 4F Temporary disability (accident & sickness)
- 4H Long-term disability
- 4L Death benefits (other than life insurance)
- 4R Unfunded, fully insured, or combination unfunded/insured welfare plan that will not file
What this is — and isn't
This page reproduces a recorded ERISA filing: what YOUABLE EMOTIONAL HEALTH reported to the U.S. Department of Labor on Form 5500 for plan year 2023. The funding label is derived from the employer's own line-9b boxes. Every figure is shown as filed and may include filer data-entry errors (a participant count, for instance, can be implausibly large if mistyped); we reproduce the record rather than correct it. It is not a rating of the plan, not legal or benefits advice, and not a substitute for the plan's Summary Plan Description. For your specific coverage and current details, contact the plan administrator or read the SPD; to verify this record, search the original filing at DOL EFAST.
Structured facts: /plans/youable-emotional-health-youable-emotional-health-life-disability-plan-410962511-503.jsonld